/* Rates page — goal-led service architecture */

.rates-page {
    --rates-paper: #ece9e1;
    --rates-paper-soft: #f5f2eb;
    --rates-ink: #10100f;
    --rates-muted: #68665f;
    --rates-line: rgba(16, 16, 15, 0.17);
    --rates-dark-line: rgba(255, 255, 255, 0.16);
    --rates-accent: #f3b51b;
    color: #f2f0eb;
    background: #090909;
    font-family: var(--font-body);
    overflow: clip;
}

.rates-page * {
    border-color: currentColor;
}

.rates-page a,
.rates-page summary {
    cursor: pointer;
}

.rates-shell {
    width: min(100% - 3rem, 1320px);
    margin-inline: auto;
}

.rates-kicker {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: var(--rates-accent);
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.18em;
    line-height: 1.2;
    text-transform: uppercase;
}

.rates-kicker::before {
    content: '';
    width: 2.75rem;
    height: 1px;
    background: currentColor;
}

.rates-hero {
    position: relative;
    min-height: 860px;
    padding: 10rem 0 5rem;
    background:
        radial-gradient(circle at 72% 40%, rgba(207, 169, 101, 0.12), transparent 32%),
        linear-gradient(135deg, #070707 0%, #10100f 52%, #050505 100%);
}

.rates-hero::after {
    content: 'RATES / 2026';
    position: absolute;
    right: -1rem;
    bottom: -0.22em;
    color: rgba(255, 255, 255, 0.025);
    font: 600 clamp(5rem, 15vw, 14rem)/0.8 var(--font-body);
    letter-spacing: -0.07em;
    white-space: nowrap;
    pointer-events: none;
}

.rates-hero-grid {
    display: grid;
    grid-template-columns: minmax(0, 1.07fr) minmax(380px, 0.93fr);
    gap: clamp(3rem, 7vw, 7rem);
    align-items: center;
}

.rates-hero-copy {
    position: relative;
    z-index: 1;
    padding-top: 2rem;
}

.rates-hero h1 {
    max-width: 10.2ch;
    margin: 1.5rem 0 1.7rem;
    color: #f4f1eb;
    font: 300 clamp(4rem, 7.2vw, 7.2rem)/0.84 var(--font-title);
    letter-spacing: -0.055em;
    text-wrap: balance;
}

.rates-hero h1 em,
.rates-section-heading h2 em,
.rates-process-intro h2 em,
.rates-final-cta h2 em {
    color: #9a978f;
    font-weight: 300;
}

.rates-intro {
    max-width: 39rem;
    color: #aaa79f;
    font-size: clamp(0.96rem, 1.2vw, 1.08rem);
    font-weight: 300;
    line-height: 1.8;
}

.rates-hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 1.25rem 2rem;
    margin-top: 2.6rem;
}

.rates-button {
    display: inline-flex;
    min-height: 3.4rem;
    align-items: center;
    justify-content: space-between;
    gap: 2.5rem;
    padding: 0.95rem 1.25rem;
    border: 1px solid transparent;
    font-size: 0.69rem;
    font-weight: 600;
    letter-spacing: 0.13em;
    line-height: 1;
    text-transform: uppercase;
    transition: color 220ms ease, background-color 220ms ease, border-color 220ms ease, transform 220ms ease;
}

.rates-button:hover {
    transform: translateY(-2px);
}

.rates-button-light {
    min-width: 13.5rem;
    color: var(--rates-ink);
    background: #f2efe8;
}

.rates-button-light:hover {
    background: var(--rates-accent);
}

.rates-button-dark {
    color: #fff;
    background: var(--rates-ink);
}

.rates-button-dark:hover {
    color: var(--rates-ink);
    background: var(--rates-accent);
}

.rates-button-outline {
    color: var(--rates-ink);
    border-color: var(--rates-ink);
}

.rates-button-outline:hover {
    color: #fff;
    background: var(--rates-ink);
}

.rates-text-link {
    display: inline-flex;
    align-items: center;
    gap: 0.65rem;
    padding: 0.3rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.38);
    color: #f0ede7;
    font-size: 0.78rem;
    transition: color 180ms ease, border-color 180ms ease;
}

.rates-text-link:hover {
    color: var(--rates-accent);
    border-color: var(--rates-accent);
}

.rates-hero-facts {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    max-width: 47rem;
    margin-top: clamp(4rem, 8vh, 7rem);
    padding-top: 1.4rem;
    border-top: 1px solid var(--rates-dark-line);
}

.rates-hero-facts div {
    display: grid;
    gap: 0.32rem;
}

.rates-hero-facts dt,
.rates-service-meta span,
.rates-service-meta small {
    color: #77746e;
    font-size: 0.62rem;
    letter-spacing: 0.13em;
    text-transform: uppercase;
}

.rates-hero-facts dd {
    margin: 0;
    color: #d6d3cc;
    font-size: 0.74rem;
    font-weight: 400;
}

.rates-hero-visual {
    position: relative;
    z-index: 1;
    width: min(100%, 520px);
    margin-left: auto;
}

.rates-hero-visual::before {
    content: '';
    position: absolute;
    inset: 2rem -1.3rem -1.3rem 2rem;
    border: 1px solid rgba(255, 255, 255, 0.18);
}

.rates-hero-visual img {
    position: relative;
    width: 100%;
    aspect-ratio: 4 / 5.4;
    object-fit: cover;
    object-position: center 28%;
    filter: saturate(0.72) contrast(1.05);
}

.rates-hero-visual figcaption {
    position: relative;
    display: flex;
    justify-content: space-between;
    gap: 2rem;
    padding-top: 1rem;
    color: #8e8b84;
    font-size: 0.64rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.rates-hero-visual figcaption span {
    color: var(--rates-accent);
}

.rates-goal-nav {
    position: relative;
    z-index: 35;
    border-top: 1px solid var(--rates-dark-line);
    border-bottom: 1px solid var(--rates-dark-line);
    background: rgba(8, 8, 8, 0.92);
    backdrop-filter: blur(16px);
}

.rates-page + footer {
    margin-top: 0;
}

.rates-goal-nav-inner {
    display: grid;
    grid-template-columns: 1.35fr repeat(5, 1fr);
    min-height: 4.9rem;
    align-items: stretch;
}

.rates-goal-nav-inner > * {
    display: flex;
    align-items: center;
    padding: 0.8rem 1.2rem;
    border-right: 1px solid var(--rates-dark-line);
}

.rates-goal-nav-inner > *:first-child {
    border-left: 1px solid var(--rates-dark-line);
}

.rates-goal-label {
    color: #77746f;
    font-size: 0.62rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.rates-goal-nav a {
    gap: 0.65rem;
    color: #d6d3cc;
    font-size: 0.71rem;
    transition: color 180ms ease, background-color 180ms ease;
}

.rates-goal-nav a span {
    color: #6e6b65;
    font-size: 0.59rem;
}

.rates-goal-nav a:hover {
    color: var(--rates-ink);
    background: var(--rates-accent);
}

.rates-light-section {
    color: var(--rates-ink);
    background: var(--rates-paper);
}

.rates-sessions {
    padding: clamp(6rem, 10vw, 10rem) 0;
}

.rates-section-heading {
    display: grid;
    grid-template-columns: 1fr 1.35fr 0.8fr;
    gap: 2rem;
    align-items: end;
    margin-bottom: clamp(4rem, 8vw, 7.5rem);
}

.rates-section-heading .rates-kicker {
    align-self: start;
    color: #8a6400;
}

.rates-section-heading h2,
.rates-process-intro h2 {
    color: var(--rates-ink);
    font: 300 clamp(3.2rem, 5.6vw, 5.8rem)/0.9 var(--font-title);
    letter-spacing: -0.045em;
}

.rates-section-heading > p:last-child,
.rates-process-intro > p:last-child {
    color: var(--rates-muted);
    font-size: 0.86rem;
    font-weight: 300;
    line-height: 1.8;
}

.rates-service-list {
    border-top: 1px solid var(--rates-ink);
}

.rates-service {
    position: relative;
    display: grid;
    grid-template-columns: 4.5rem minmax(0, 1fr) minmax(260px, 0.42fr);
    gap: clamp(1.5rem, 4vw, 4.5rem);
    padding: clamp(2.5rem, 5vw, 4.5rem) 0;
    border-bottom: 1px solid var(--rates-line);
    scroll-margin-top: 6.5rem;
}

.rates-service-featured {
    margin-inline: -1.5rem;
    padding-inline: 1.5rem;
    color: #f5f2eb;
    background: #151512;
    border-color: #151512;
}

.rates-service-featured::before {
    content: '';
    position: absolute;
    top: -1px;
    right: 0;
    width: 8rem;
    height: 4px;
    background: var(--rates-accent);
}

.rates-service-number {
    padding-top: 0.45rem;
    color: #8b887f;
    font: 400 0.73rem/1 var(--font-body);
    letter-spacing: 0.16em;
}

.rates-service-featured .rates-service-number {
    color: var(--rates-accent);
}

.rates-service-labels {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-bottom: 1.1rem;
}

.rates-service-labels span {
    padding: 0.38rem 0.62rem;
    border: 1px solid var(--rates-line);
    color: #6f6c65;
    font-size: 0.58rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.rates-service-featured .rates-service-labels span {
    border-color: rgba(255, 255, 255, 0.2);
    color: #c8c4bb;
}

.rates-service-featured .rates-service-labels span:first-child {
    border-color: var(--rates-accent);
    color: var(--rates-accent);
}

.rates-service h3 {
    color: inherit;
    font: 300 clamp(2.7rem, 4.4vw, 4.7rem)/0.95 var(--font-title);
    letter-spacing: -0.035em;
}

.rates-service-for {
    max-width: 43rem;
    margin-top: 1rem;
    color: var(--rates-muted);
    font-size: 0.9rem;
    font-weight: 300;
    line-height: 1.75;
}

.rates-service-featured .rates-service-for {
    color: #a8a59e;
}

.rates-feature-list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.75rem 2rem;
    max-width: 50rem;
    margin-top: 2rem;
}

.rates-feature-list li {
    position: relative;
    padding-left: 1.25rem;
    color: #3e3d39;
    font-size: 0.76rem;
    font-weight: 400;
    line-height: 1.55;
}

.rates-feature-list li::before {
    content: '—';
    position: absolute;
    left: 0;
    color: #9a720c;
}

.rates-service-featured .rates-feature-list li {
    color: #d1cec6;
}

.rates-service-meta {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem 1rem;
    align-content: start;
    padding-top: 0.25rem;
}

.rates-service-meta > div {
    display: grid;
    gap: 0.35rem;
}

.rates-service-meta span,
.rates-service-meta small {
    color: #77746e;
}

.rates-service-meta strong {
    color: inherit;
    font-size: 0.78rem;
    font-weight: 500;
}

.rates-service-meta .rates-price {
    grid-column: 1 / -1;
    margin-top: 0.5rem;
    padding-top: 1.4rem;
    border-top: 1px solid var(--rates-line);
}

.rates-service-featured .rates-service-meta .rates-price {
    border-color: rgba(255, 255, 255, 0.16);
}

.rates-service-meta .rates-price strong {
    color: inherit;
    font: 300 clamp(2.8rem, 4vw, 4.3rem)/0.92 var(--font-title);
    letter-spacing: -0.035em;
}

.rates-service-featured .rates-price strong {
    color: var(--rates-accent);
}

.rates-service-meta .rates-button {
    grid-column: 1 / -1;
    margin-top: 0.4rem;
}

.rates-compare {
    padding: clamp(6rem, 10vw, 10rem) 0;
    background: #0b0b0a;
}

.rates-section-heading-dark h2 {
    color: #f0eee8;
}

.rates-section-heading-dark > p:last-child {
    color: #88857e;
}

.rates-section-heading-dark .rates-kicker {
    color: var(--rates-accent);
}

.rates-table-wrap {
    max-width: 100%;
    overflow-x: auto;
    border-top: 1px solid rgba(255, 255, 255, 0.55);
}

.rates-table {
    width: 100%;
    min-width: 880px;
    color: #bdbab2;
    font-size: 0.72rem;
    text-align: left;
}

.rates-table th,
.rates-table td {
    padding: 1.3rem 1rem;
    border-bottom: 1px solid var(--rates-dark-line);
    font-weight: 300;
}

.rates-table thead th {
    color: #6f6d67;
    font-size: 0.58rem;
    font-weight: 500;
    letter-spacing: 0.13em;
    text-transform: uppercase;
}

.rates-table th:first-child,
.rates-table td:first-child {
    padding-left: 0;
}

.rates-table tbody th {
    color: #f1eee7;
    font: 300 1.15rem/1.2 var(--font-title);
}

.rates-table tbody tr:first-child th,
.rates-table tbody tr:first-child td,
.rates-table tbody tr:first-child td:last-child {
    color: var(--rates-accent);
}

.rates-table tbody td:last-child {
    color: #f1eee7;
    font-weight: 500;
}

.rates-tax-note {
    margin-top: 1.2rem;
    color: #65635e;
    font-size: 0.65rem;
    line-height: 1.6;
}

.rates-process {
    padding: clamp(6rem, 10vw, 10rem) 0;
}

.rates-process-grid {
    display: grid;
    grid-template-columns: 0.78fr 1.22fr;
    gap: clamp(4rem, 9vw, 10rem);
}

.rates-process-intro {
    align-self: start;
    position: sticky;
    top: 8rem;
}

.rates-process-intro h2 {
    margin: 1.4rem 0 1.8rem;
}

.rates-process-intro .rates-kicker {
    color: #8a6400;
}

.rates-process-list {
    border-top: 1px solid var(--rates-ink);
}

.rates-process-list li {
    display: grid;
    grid-template-columns: 3rem 1fr;
    gap: 1.5rem;
    padding: 2.1rem 0;
    border-bottom: 1px solid var(--rates-line);
}

.rates-process-list > li > span {
    padding-top: 0.35rem;
    color: #9a720c;
    font-size: 0.66rem;
    letter-spacing: 0.14em;
}

.rates-process-list h3 {
    color: var(--rates-ink);
    font: 300 2rem/1 var(--font-title);
}

.rates-process-list p {
    max-width: 35rem;
    margin-top: 0.65rem;
    color: var(--rates-muted);
    font-size: 0.78rem;
    font-weight: 300;
    line-height: 1.75;
}

.rates-tfp {
    padding: clamp(5rem, 8vw, 8rem) 0;
    color: #e6e3dc;
    background:
        linear-gradient(90deg, rgba(0, 0, 0, 0.28), rgba(0, 0, 0, 0.8)),
        url('https://res.cloudinary.com/dhfe9og28/image/upload/w_1800,dpr_auto,q_auto,f_auto/v1769417851/20250709-L1014299_zqc4fn.jpg') center 42% / cover;
}

.rates-tfp-grid {
    display: grid;
    grid-template-columns: minmax(0, 0.9fr) minmax(460px, 0.85fr);
    gap: clamp(3rem, 7vw, 8rem);
    align-items: start;
}

.rates-tfp h2 {
    max-width: 8.5ch;
    margin-top: 1.4rem;
    color: #f5f2ec;
    font: 300 clamp(3.5rem, 6.3vw, 6.6rem)/0.88 var(--font-title);
    letter-spacing: -0.05em;
}

.rates-tfp-lead {
    max-width: 35rem;
    margin-top: 2rem;
    color: #c4c1ba;
    font-size: 0.88rem;
    font-weight: 300;
    line-height: 1.8;
}

.rates-tfp-card {
    padding: clamp(1.5rem, 3vw, 2.5rem);
    background: rgba(7, 7, 7, 0.75);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.09);
}

.rates-tfp-card-heading h3 {
    margin: 0.7rem 0 0.65rem;
    color: #f5f2ec;
    font: 300 clamp(2.3rem, 4vw, 3.4rem)/0.95 var(--font-title);
    letter-spacing: -0.035em;
}

.rates-tfp-card-heading > p:last-child {
    max-width: 34rem;
    color: #aaa79f;
    font-size: 0.78rem;
    font-weight: 300;
    line-height: 1.7;
}

.rates-tfp-intro ul {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.8rem;
    margin: 2rem 0;
    max-width: 35rem;
}

.rates-tfp-intro li {
    padding-top: 0.75rem;
    border-top: 1px solid var(--rates-dark-line);
    color: #d3d0c9;
    font-size: 0.68rem;
}

.rates-tfp-form {
    display: grid;
    gap: 1.2rem;
    margin-top: 2rem;
}

.rates-tfp-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.rates-tfp-field {
    display: grid;
    gap: 0.5rem;
}

.rates-tfp-field label {
    color: #c6c2b9;
    font-size: 0.62rem;
    letter-spacing: 0.13em;
    text-transform: uppercase;
}

.rates-tfp-field label span {
    margin-left: 0.45rem;
    color: #716e68;
    font-size: 0.55rem;
}

.rates-tfp-field input,
.rates-tfp-field textarea {
    width: 100%;
    border: 1px solid rgba(255, 255, 255, 0.14);
    border-radius: 0;
    background: rgba(0, 0, 0, 0.28);
    color: #f5f2ec;
    font: 300 0.8rem/1.5 var(--font-body);
    padding: 0.9rem 1rem;
    transition: border-color 180ms ease, background-color 180ms ease;
}

.rates-tfp-field textarea {
    min-height: 7.5rem;
    resize: vertical;
}

.rates-tfp-field input::placeholder,
.rates-tfp-field textarea::placeholder {
    color: #6f6c66;
}

.rates-tfp-field input:focus,
.rates-tfp-field textarea:focus {
    outline: 2px solid transparent;
    border-color: #d6a52f;
    background: rgba(0, 0, 0, 0.5);
}

.rates-tfp-privacy {
    display: grid;
    grid-template-columns: 1rem 1fr;
    gap: 0.7rem;
    align-items: start;
    color: #8e8a82;
    font-size: 0.62rem;
    font-weight: 300;
    line-height: 1.55;
    cursor: pointer;
}

.rates-tfp-privacy input {
    width: 1rem;
    height: 1rem;
    margin-top: 0.1rem;
    accent-color: #d6a52f;
}

.rates-tfp-privacy a,
.rates-tfp-message a {
    color: #e3b74a;
    text-decoration: underline;
    text-underline-offset: 0.2em;
}

.rates-tfp-submit {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 3.5rem;
    margin-top: 0.25rem;
    padding: 0 1.2rem;
    border: 1px solid #f5f2ec;
    background: #f5f2ec;
    color: #0b0b0a;
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    transition: background-color 180ms ease, border-color 180ms ease, color 180ms ease;
}

.rates-tfp-submit:hover,
.rates-tfp-submit:focus-visible {
    border-color: #d6a52f;
    background: #d6a52f;
}

.rates-tfp-submit:disabled {
    cursor: wait;
    opacity: 0.65;
}

.rates-tfp-message {
    padding: 1.1rem 1.2rem;
    border: 1px solid rgba(255, 255, 255, 0.12);
    background: rgba(255, 255, 255, 0.05);
}

.rates-tfp-message strong {
    display: block;
    color: #f5f2ec;
    font: 300 1.4rem/1.1 var(--font-title);
}

.rates-tfp-message p {
    margin-top: 0.45rem;
    color: #aaa79f;
    font-size: 0.68rem;
    font-weight: 300;
    line-height: 1.65;
}

.rates-tfp-message-error {
    border-color: rgba(224, 117, 97, 0.5);
}

.rates-faq {
    padding: clamp(6rem, 10vw, 10rem) 0;
}

.rates-faq-grid {
    display: grid;
    grid-template-columns: 0.75fr 1.25fr;
    gap: clamp(4rem, 9vw, 10rem);
}

.rates-faq .rates-section-heading {
    display: block;
    align-self: start;
    position: sticky;
    top: 8rem;
    margin: 0;
}

.rates-faq .rates-section-heading h2 {
    margin-top: 1.4rem;
}

.rates-faq-list {
    border-top: 1px solid var(--rates-ink);
}

.rates-faq-list details {
    border-bottom: 1px solid var(--rates-line);
}

.rates-faq-list summary {
    display: flex;
    min-height: 5.4rem;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
    color: var(--rates-ink);
    font-size: 0.86rem;
    font-weight: 500;
    list-style: none;
}

.rates-faq-list summary::-webkit-details-marker {
    display: none;
}

.rates-faq-list summary > span:last-child {
    position: relative;
    flex: 0 0 1.25rem;
    width: 1.25rem;
    height: 1.25rem;
}

.rates-faq-list summary > span:last-child::before,
.rates-faq-list summary > span:last-child::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0.85rem;
    height: 1px;
    background: var(--rates-ink);
    transform: translate(-50%, -50%);
    transition: transform 180ms ease;
}

.rates-faq-list summary > span:last-child::after {
    transform: translate(-50%, -50%) rotate(90deg);
}

.rates-faq-list details[open] summary > span:last-child::after {
    transform: translate(-50%, -50%) rotate(0);
}

.rates-faq-list details > p {
    max-width: 43rem;
    margin: -0.2rem 0 2rem;
    color: var(--rates-muted);
    font-size: 0.8rem;
    font-weight: 300;
    line-height: 1.8;
}

.rates-final-cta {
    padding: clamp(6rem, 10vw, 10rem) 0;
    background: #0a0a09;
}

.rates-final-cta-inner h2 {
    margin: 1.5rem 0 3rem;
    color: #f1eee8;
    font: 300 clamp(3.8rem, 8vw, 8.2rem)/0.84 var(--font-title);
    letter-spacing: -0.055em;
}

.rates-final-cta-inner > div {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 1.5rem 2rem;
}

@media (max-width: 1024px) {
    .rates-hero {
        min-height: auto;
    }

    .rates-hero-grid {
        grid-template-columns: minmax(0, 1fr) minmax(310px, 0.72fr);
        gap: 3rem;
    }

    .rates-section-heading {
        grid-template-columns: 0.65fr 1.35fr;
    }

    .rates-section-heading > p:last-child {
        grid-column: 2;
    }

    .rates-service {
        grid-template-columns: 3rem minmax(0, 1fr) 250px;
        gap: 2rem;
    }

    .rates-feature-list {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 820px) {
    .rates-shell {
        width: min(100% - 2rem, 720px);
    }

    .rates-hero {
        padding: 8rem 0 4rem;
    }

    .rates-hero-grid,
    .rates-process-grid,
    .rates-tfp-grid,
    .rates-faq-grid {
        grid-template-columns: 1fr;
    }

    .rates-hero h1 {
        max-width: 9.5ch;
    }

    .rates-hero-visual {
        width: min(88%, 500px);
        margin: 1rem auto 0;
    }

    .rates-goal-nav {
        position: relative;
    }

    .rates-goal-nav-inner {
        grid-template-columns: 1fr 1fr;
    }

    .rates-goal-nav-inner > * {
        min-height: 3.9rem;
        border-bottom: 1px solid var(--rates-dark-line);
    }

    .rates-goal-label {
        grid-column: 1 / -1;
    }

    .rates-section-heading {
        grid-template-columns: 1fr;
    }

    .rates-section-heading > p:last-child {
        grid-column: auto;
        max-width: 34rem;
    }

    .rates-service {
        grid-template-columns: 2.5rem 1fr;
    }

    .rates-service-meta {
        grid-column: 2;
        grid-template-columns: 1fr 1fr;
        max-width: 31rem;
    }

    .rates-process-intro,
    .rates-faq .rates-section-heading {
        position: static;
    }

    .rates-process-grid,
    .rates-faq-grid {
        gap: 3rem;
    }

    .rates-tfp-card {
        max-width: 38rem;
    }
}

@media (max-width: 560px) {
    .rates-hero {
        padding-top: 7rem;
    }

    .rates-hero h1 {
        font-size: clamp(3.7rem, 17vw, 5rem);
    }

    .rates-hero-facts {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    .rates-hero-facts div {
        grid-template-columns: 6.5rem 1fr;
    }

    .rates-hero-visual {
        width: calc(100% - 1rem);
    }

    .rates-goal-nav-inner {
        grid-template-columns: 1fr;
    }

    .rates-goal-label {
        grid-column: auto;
    }

    .rates-service,
    .rates-service-featured {
        margin-inline: -1rem;
        padding-inline: 1rem;
        grid-template-columns: 1fr;
        gap: 1.2rem;
    }

    .rates-service-number,
    .rates-service-meta {
        grid-column: auto;
    }

    .rates-service-number {
        padding: 0;
    }

    .rates-service h3 {
        font-size: 3.15rem;
    }

    .rates-service-meta {
        margin-top: 1rem;
    }

    .rates-feature-list {
        margin-top: 1.5rem;
    }

    .rates-button {
        width: 100%;
    }

    .rates-tfp h2 {
        font-size: 4rem;
    }

    .rates-tfp-card {
        padding: 1.35rem;
    }

    .rates-tfp-intro ul,
    .rates-tfp-form-row {
        grid-template-columns: 1fr;
    }

    .rates-final-cta-inner h2 {
        font-size: clamp(3.6rem, 16vw, 5rem);
    }
}

@media (prefers-reduced-motion: reduce) {
    .rates-page *,
    .rates-page *::before,
    .rates-page *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }
}